What 4 Questions to Answer to Discover How Much Life Insurance You Need
How much Life Insurance Should I buy? That sounds like a simple question but sometimes its complicated. We have put together for you the following list of question to help you determine just how much you should consider. Are you Married? If so would you like to provide an income for your spouse in the … Read more
Prepare your home for Winter now
Old Man Winter will soon be unleashing his full fury. Is your home ready for the onslaught of snow, ice and cold winds? If not, the time to prepare is now, before the first storm strikes and your home suffers significant damage from the freezing temps and winter conditions. Typical Alabama and Tennessee homeowners insurance policies … Read more
Mobile Devices: Does Insurance Tag Along?
Mobile information devices like PDAs and MP3 players occupy the bags and pockets of tens of millions of Americans. These devices can be pricey, often costing hundreds of dollars. The cost to obtain the information programmed on these gizmos can be exponentially more. If your portable device is damaged or stolen, will these costs be … Read more
Safety Tips for Black Friday Shoppers
The day after Thanksgiving, also known as Black Friday, is the biggest shopping day of the year. When it comes to cashing-in on the day’s deals, the motto is “If you snooze you lose.” Many stores will open at 12:01 a.m. on Friday and some retailers will even open their doors on Thanksgiving eve in … Read more
Manage the “Four C’s” of Winter Fire Risks: Chimneys, Candles, Christmas Trees and Children
Thanksgiving, Christmas, and New Year’s Eve—these holidays mean celebrations, many of them in decorated homes filled with merry-making family members and friends. The Associated Insurors insurance professionals also know that the winter holidays bring greater-than-usual risks of fire in homes. The National Fire Protection Association reports that, over the course of a calendar year, the … Read more
Believe Me, it was nothing
I recently traveled for business to the Raleigh Durham area of North Carolina. Its a beautiful place and I would encourage anyone to visit the area. As with all flights from North Alabama it seems that you must travel through Atlanta to get anywhere, this was the case for me that day. We were late … Read more
Distracted Driving-what does it cost
Many of us have seen what can happen when a driver is distracted and it’s clear that drivers are dealing with more distractions than ever before. A Federal Motor Carrier SafetyAdministration (FMCSA) study found that driver distractionis a factor in 78% of all vehicle accidents. When we think of driver distraction, we tend to think … Read more
Technology creating a real auto safety issue
Driving under the influence has been a problem for several years, but it seems that the influence has changed over those same years. At first “driving under the influence” pretty much meant that you were drunk while you drive, then with the onslaught of illegal drugs, the drugs became an influence. Now it seems that there is … Read more
-Alabama Workers Compensation Challenges
Although Alabama Workers Compensation presents some challenges, it also presents some opportunities as well, just as long as you know how to approach workers compensation in the State of Alabama. Alabama is one of the few states in the United States that has a large percentage of the market share of workers compensation premiums in self insured … Read more
Ladder Safety Tips
According to the Occupational Safety and Health Administration (OSHA), falls from portable ladders (step, straight, combination and extension) are a leading cause of occupational fatalities and injuries. The U.S. Consumer Product Safety Commission reports that more than 180,000 people received medical attention in 2006 due to injury from ladder use and 150 people were killed … Read more
